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consumers especially students who need financial resources can correct details in their credit report so that they can avail student loans. Bureaus agencies like TransUnion, Equifax, and Experian are
the ones reponsible for the credit report.
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Credit bureaus are firms that collate and hold personal details of individuals that creditors can use to ascertain if they are credit worthy. The details include whether you have declared bankruptcy
before and have ever been arrested. Creditors should be able to assess from the information they buy from the bureaus whether they can risk lending money to you. They also use it to determine how
much they get to charge you with respect to interests. The bureaus are part of CRAs (Consumer Reporting Agencies) and organizations that patronizes
them include insurers and employers. Bureaus play a critical role in the financial sector says www.3creditreportstips.com.